/* Zinsen Platform Styles - Based on zinsacm.com */

/* Hero Section - Combined Styles */
.hero-corporate.hero-zinsen {
    position: relative;
    overflow: hidden;
    min-height: 100vh;
    display: flex;
    align-items: center;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 0;
}

.hero-gradient-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, rgba(0, 168, 107, 0.95) 0%, rgba(0, 102, 204, 0.95) 100%);
    z-index: 1;
}

.hero-shapes {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    overflow: hidden;
    z-index: 0;
}

.shape {
    position: absolute;
    border-radius: 50%;
    filter: blur(40px);
    opacity: 0.1;
}

.shape-1 {
    width: 600px;
    height: 600px;
    background: white;
    top: -300px;
    right: -200px;
}

.shape-2 {
    width: 400px;
    height: 400px;
    background: white;
    bottom: -200px;
    left: -100px;
}

.shape-3 {
    width: 300px;
    height: 300px;
    background: white;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
}

.hero-content-area {
    position: relative;
    z-index: 10;
    padding: 80px 0;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.2);
    color: white;
    padding: 8px 20px;
    border-radius: 30px;
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 20px;
    backdrop-filter: blur(10px);
}

.hero-badge i {
    font-size: 16px;
}

.hero-main-title {
    font-size: 56px;
    font-weight: 800;
    color: white;
    margin-bottom: 20px;
    line-height: 1.1;
    letter-spacing: -0.02em;
}

.title-highlight {
    background: linear-gradient(135deg, #fff 0%, rgba(255, 255, 255, 0.8) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}

.hero-lead {
    font-size: 20px;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 30px;
    line-height: 1.6;
}

.hero-features {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin-bottom: 40px;
}

.hero-feature {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 16px;
    color: rgba(255, 255, 255, 0.9);
}

.hero-feature i {
    color: white;
    font-size: 18px;
}

.hero-buttons {
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
}

.hero-bottom-curve {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 100px;
    z-index: 10;
}

.hero-bottom-curve svg {
    width: 100%;
    height: 100%;
}

/* Hero Interactive Widget */
.hero-interactive-widget {
    margin-top: 40px;
}

.widget-card {
    background: white;
    border-radius: 12px;
    padding: 30px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.widget-title {
    font-size: 24px;
    margin-bottom: 20px;
    color: #1a1a1a;
    font-weight: 700;
}

.calc-input {
    margin-bottom: 25px;
}

.calc-input label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: #333;
}

.calc-results {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.calc-result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 15px;
    background: #f8f9fa;
    border-radius: 8px;
    transition: all 0.3s ease;
}

.calc-result-item:hover {
    background: #e9ecef;
}

.calc-result-item.featured {
    background: rgba(0, 168, 107, 0.1);
    border: 2px solid var(--primary-color);
}

.calc-result-item .product {
    font-weight: 600;
    color: #1a1a1a;
}

.calc-result-item .rate {
    font-size: 20px;
    font-weight: 700;
    color: var(--primary-color);
}

.calc-result-item .earning {
    font-size: 14px;
    color: #5a5a5a;
}

/* Products Rate Badge */
.product-rate-badge {
    display: flex;
    align-items: baseline;
    justify-content: center;
    gap: 5px;
    margin: 15px 0;
}

.product-rate-badge .rate-value {
    font-size: 32px;
    font-weight: 700;
    color: var(--primary-color);
}

.product-rate-badge .rate-label {
    font-size: 16px;
    color: #6c757d;
}

/* Button Styles */
.btn-corporate {
    padding: 14px 32px;
    font-weight: 600;
    border-radius: 8px;
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    position: relative;
    overflow: hidden;
}

.btn-corporate-primary {
    background: white;
    color: var(--primary-color);
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.1);
}

.btn-corporate-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
    color: var(--primary-color);
}

.btn-corporate-glass {
    background: rgba(255, 255, 255, 0.1);
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.3);
    backdrop-filter: blur(10px);
}

.btn-corporate-glass:hover {
    background: rgba(255, 255, 255, 0.2);
    border-color: rgba(255, 255, 255, 0.5);
    color: white;
}

.btn-premium {
    padding: 16px 36px;
    font-weight: 600;
    border-radius: 50px;
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    position: relative;
    overflow: hidden;
}

.btn-premium-white {
    background: white;
    color: var(--primary-color);
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.1);
}

.btn-premium-white:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
    color: var(--primary-color);
}

.btn-premium-outline-white {
    background: transparent;
    color: white;
    border: 2px solid white;
}

.btn-premium-outline-white:hover {
    background: white;
    color: var(--primary-color);
}

/* Text Gradient */
.text-gradient {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-block;
}

.section-header {
    margin-bottom: 50px;
}

.section-title {
    font-size: 36px;
    font-weight: 700;
    color: #1a1a1a;
    margin-bottom: 10px;
}

.section-subtitle {
    font-size: 18px;
    color: #6c757d;
}

.products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.product-card {
    background: white;
    border-radius: 12px;
    padding: 30px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    position: relative;
    border: 2px solid transparent;
}

.product-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
}

.product-card.featured {
    border-color: var(--primary-color);
}

.product-badge {
    position: absolute;
    top: -15px;
    right: 20px;
    background: var(--primary-color);
    color: white;
    padding: 5px 15px;
    border-radius: 20px;
    font-size: 14px;
    font-weight: 600;
}

.product-header {
    text-align: center;
    margin-bottom: 25px;
}

.product-icon {
    width: 60px;
    height: 60px;
    background: rgba(0, 168, 107, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 15px;
}

.product-icon i {
    font-size: 28px;
    color: var(--primary-color);
}

.product-name {
    font-size: 24px;
    font-weight: 700;
    color: #1a1a1a;
    margin-bottom: 10px;
}

.product-rate {
    display: flex;
    align-items: baseline;
    justify-content: center;
    gap: 5px;
}

.rate-value {
    font-size: 32px;
    font-weight: 700;
    color: var(--primary-color);
}

.rate-label {
    font-size: 16px;
    color: #6c757d;
}

.product-features ul {
    list-style: none;
    padding: 0;
    margin: 0 0 25px 0;
}

.product-features li {
    padding: 8px 0;
    color: #5a5a5a;
    display: flex;
    align-items: center;
    gap: 10px;
}

.product-features i {
    color: var(--primary-color);
    font-size: 14px;
}

/* Security Section */
.security-section {
    padding: 80px 0;
    background: white;
}

.security-features {
    margin-top: 30px;
}

.security-item {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    margin-bottom: 25px;
    padding: 20px;
    background: #f8f9fa;
    border-radius: 8px;
}

.security-item i {
    font-size: 32px;
    color: var(--primary-color);
    flex-shrink: 0;
}

.security-text h4 {
    font-size: 18px;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 5px;
}

.security-text p {
    margin: 0;
    color: #6c757d;
}

.partner-banks {
    background: #f8f9fa;
    padding: 40px;
    border-radius: 12px;
}

.partner-banks h3 {
    font-size: 24px;
    margin-bottom: 30px;
    color: #1a1a1a;
}

.banks-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;
    margin-bottom: 25px;
}

.bank-logo {
    background: white;
    padding: 25px 20px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 100px;
    box-shadow: 0 3px 15px rgba(0, 0, 0, 0.08);
    border: 2px solid transparent;
    transition: all 0.3s ease;
}

.bank-logo:hover {
    border-color: var(--primary-color);
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.12);
}

.bank-logo svg {
    max-width: 120px;
    max-height: 50px;
    width: 100%;
    height: 100%;
    filter: grayscale(100%);
    opacity: 0.7;
    transition: all 0.3s ease;
}

.bank-logo:hover svg {
    filter: grayscale(0%);
    opacity: 1;
    transform: scale(1.05);
}

/* Bank logo images styling */
.bank-logo img {
    max-width: 140px;
    max-height: 60px;
    width: auto;
    height: auto;
    object-fit: contain;
    filter: grayscale(100%);
    opacity: 0.7;
    transition: all 0.3s ease;
}

.bank-logo:hover img {
    filter: grayscale(0%);
    opacity: 1;
    transform: scale(1.05);
}

.banks-info {
    text-align: center;
    color: #6c757d;
    font-size: 14px;
    margin-top: 20px;
}

/* Why Us Section */
.why-us-section {
    padding: 80px 0;
    background: #f8f9fa;
}

.reasons-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.reason-card {
    text-align: center;
    padding: 30px;
    background: white;
    border-radius: 12px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.reason-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
}

.reason-icon {
    width: 70px;
    height: 70px;
    background: rgba(0, 168, 107, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
}

.reason-icon i {
    font-size: 32px;
    color: var(--primary-color);
}

.reason-card h3 {
    font-size: 20px;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 10px;
}

.reason-card p {
    color: #6c757d;
    margin: 0;
}

/* How it Works */
.how-it-works {
    padding: 80px 0;
    background: white;
}

.steps-container {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 50px;
    position: relative;
}

.step-item {
    text-align: center;
    position: relative;
}

.step-number {
    width: 60px;
    height: 60px;
    background: var(--primary-color);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: 700;
    margin: 0 auto 20px;
}

.step-content h3 {
    font-size: 20px;
    font-weight: 600;
    color: #1a1a1a;
    margin-bottom: 10px;
}

.step-content p {
    color: #6c757d;
}

/* Testimonials */
.testimonials-section {
    padding: 80px 0;
    background: #f8f9fa;
}

.rating-summary {
    margin-top: 20px;
}

.rating-stars {
    color: #ffc107;
    font-size: 24px;
    margin-bottom: 10px;
}

.rating-text {
    font-size: 18px;
    color: #6c757d;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.testimonial-card {
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
}

.testimonial-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 20px;
}

.customer-info {
    display: flex;
    align-items: center;
    gap: 15px;
}

.customer-avatar {
    width: 50px;
    height: 50px;
    background: var(--primary-color);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
}

.customer-details h4 {
    margin: 0;
    font-size: 16px;
    color: #1a1a1a;
}

.customer-details span {
    font-size: 14px;
    color: #6c757d;
}

.testimonial-rating {
    color: #ffc107;
}

.testimonial-text {
    color: #5a5a5a;
    font-style: italic;
    line-height: 1.6;
    margin-bottom: 15px;
}

.testimonial-date {
    font-size: 14px;
    color: #6c757d;
}

/* FAQ Section */
.faq-section {
    padding: 80px 0;
    background: white;
}

.faq-accordion {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    margin-bottom: 15px;
    border: 1px solid #e9ecef;
    border-radius: 8px;
    overflow: hidden;
}

.faq-question {
    width: 100%;
    padding: 20px 25px;
    background: white;
    border: none;
    font-size: 18px;
    font-weight: 600;
    color: #1a1a1a;
    text-align: left;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: all 0.3s ease;
}

.faq-question:hover {
    background: #f8f9fa;
}

.faq-question i {
    transition: transform 0.3s ease;
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 500px;
}

.faq-answer p {
    padding: 20px 25px;
    margin: 0;
    color: #5a5a5a;
    line-height: 1.6;
    background: #f8f9fa;
}

/* Newsletter Section */
.newsletter-section {
    padding: 80px 0;
    background: #f8f9fa;
}

.newsletter-box {
    background: var(--primary-color);
    padding: 50px;
    border-radius: 12px;
    color: white;
}

.newsletter-box h3 {
    font-size: 28px;
    margin-bottom: 10px;
}

.newsletter-box p {
    font-size: 18px;
    opacity: 0.9;
    margin-bottom: 0;
}

.newsletter-form {
    margin-top: 20px;
}

.newsletter-form .input-group {
    max-width: 500px;
}

.newsletter-form .form-control {
    border: none;
    padding: 12px 20px;
    font-size: 16px;
}

.newsletter-form .btn {
    padding: 12px 30px;
    font-weight: 600;
}

.newsletter-form .form-text {
    color: rgba(255, 255, 255, 0.8);
    margin-top: 10px;
}

/* CTA Section */
.cta-section {
    padding: 100px 0;
    background: white;
}

.cta-box {
    max-width: 800px;
    margin: 0 auto;
}

.cta-box h2 {
    font-size: 36px;
    font-weight: 700;
    color: #1a1a1a;
    margin-bottom: 20px;
}

.cta-box p {
    font-size: 20px;
    color: #6c757d;
    margin-bottom: 40px;
}

.cta-buttons {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
}

/* More Banks Row */
.more-banks-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 15px;
    margin-top: 20px;
    padding-top: 20px;
    border-top: 1px solid #e9ecef;
}

.bank-logo.small {
    padding: 15px 10px;
    min-height: 70px;
}

.bank-logo.small img {
    max-width: 80px;
    max-height: 35px;
}

.banks-info {
    text-align: center;
    color: #6c757d;
    font-size: 15px;
    margin-top: 25px;
    padding-top: 20px;
    border-top: 1px solid #e9ecef;
}

.banks-info strong {
    display: block;
    color: #1a1a1a;
    font-size: 16px;
    margin-bottom: 5px;
}

/* Bank SVG Styles */
.bank-svg {
    width: 100%;
    height: 100%;
}

.bank-logo svg text {
    font-family: 'Inter', sans-serif;
}

/* Minimalist Calculator */
.calculator-minimal {
    padding: 60px 0;
}

.calc-wrapper {
    background: white;
    border-radius: 16px;
    box-shadow: 0 5px 30px rgba(0, 0, 0, 0.08);
    padding: 50px;
}

.calc-intro {
    padding-right: 40px;
}

.calc-title {
    font-size: 32px;
    font-weight: 700;
    color: #1a1a1a;
    margin: 15px 0;
}

.calc-desc {
    color: #6c757d;
    font-size: 16px;
}

.calc-minimal-box {
    background: #f8f9fa;
    padding: 30px;
    border-radius: 12px;
}

.calc-form-row {
    display: grid;
    grid-template-columns: 2fr 2fr 1.5fr;
    gap: 20px;
    margin-bottom: 25px;
}

.calc-input label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: #333;
    margin-bottom: 8px;
}

.input-wrapper {
    position: relative;
}

.currency-symbol {
    position: absolute;
    left: 12px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 16px;
    font-weight: 600;
    color: #6c757d;
}

.input-wrapper input {
    width: 100%;
    padding: 10px 12px 10px 30px;
    border: 2px solid #e9ecef;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.input-wrapper input:focus {
    outline: none;
    border-color: var(--primary-color);
}

.calc-input select {
    width: 100%;
    padding: 10px 12px;
    border: 2px solid #e9ecef;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 500;
    background: white;
    cursor: pointer;
    transition: all 0.3s ease;
}

.calc-input select:focus {
    outline: none;
    border-color: var(--primary-color);
}

.calc-result-row {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr auto;
    gap: 15px;
    align-items: center;
}

.mini-result {
    text-align: center;
    padding: 15px;
    background: white;
    border-radius: 8px;
}

.mini-result.primary {
    background: var(--primary-color);
    color: white;
}

.mini-result span {
    display: block;
    font-size: 12px;
    color: #6c757d;
    margin-bottom: 5px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.mini-result.primary span {
    color: rgba(255, 255, 255, 0.9);
}

.mini-result strong {
    font-size: 22px;
    font-weight: 700;
    color: #1a1a1a;
}

.mini-result.primary strong {
    color: white;
}

.mini-action .btn {
    padding: 12px 30px;
    font-weight: 600;
}

/* Trust Bar */
.trust-bar {
    background: linear-gradient(to bottom, #ffffff, #f8f9fa);
    padding: 40px 0;
    border-bottom: 2px solid rgba(219, 191, 0, 0.2);
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

.trust-items {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 40px;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 20px;
    flex: 1;
    min-width: 250px;
    padding: 15px;
    border-radius: 8px;
    transition: all 0.3s ease;
}

.trust-item:hover {
    background: rgba(219, 191, 0, 0.05);
    transform: translateY(-2px);
}

.trust-logo {
    width: 80px;
    height: 80px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: white;
    border-radius: 8px;
    padding: 10px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
}

.trust-logo img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
    filter: grayscale(100%);
    opacity: 0.7;
    transition: all 0.3s ease;
}

.trust-logo svg {
    width: 100%;
    height: 100%;
    opacity: 0.7;
    transition: all 0.3s ease;
}

.trust-item:hover .trust-logo img,
.trust-item:hover .trust-logo svg {
    filter: grayscale(0%);
    opacity: 1;
}

.trust-text {
    flex: 1;
}

.trust-text strong {
    display: block;
    font-size: 18px;
    font-weight: 700;
    color: #1e3a8a;
    margin-bottom: 5px;
    letter-spacing: -0.5px;
}

.trust-text span {
    display: block;
    font-size: 14px;
    color: #6c757d;
    font-weight: 400;
}

/* Special styling for EU logo */
.eu-logo svg {
    transform: scale(0.8);
}

/* BaFin logo specific */
.bafin-logo img {
    filter: grayscale(100%) brightness(0.3);
}

.trust-item:hover .bafin-logo img {
    filter: grayscale(0%) brightness(1);
}

/* Responsive trust-bar */
@media (max-width: 991px) {
    .trust-items {
        gap: 20px;
    }
    
    .trust-item {
        min-width: calc(50% - 10px);
    }
}

/* Hide trust-items section on mobile devices */
@media (max-width: 767px) {
    .trust-bar,
    .trust-items {
        display: none !important;
    }
}

/* Corporate Trust Section */
.corporate-trust {
    padding: 100px 0;
    background: white;
}

.section-badge {
    display: inline-block;
    background: rgba(0, 168, 107, 0.1);
    color: var(--primary-color);
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 20px;
}

.trust-stats {
    display: flex;
    gap: 40px;
    margin: 30px 0;
}

.trust-stat h3 {
    font-size: 48px;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 5px;
}

.trust-stat p {
    color: #6c757d;
    margin: 0;
}

.certifications {
    margin-top: 40px;
}

.certifications h4 {
    font-size: 18px;
    margin-bottom: 20px;
    color: #333;
}

.cert-logos {
    display: flex;
    gap: 20px;
}

.cert-logo {
    width: 100px;
    height: 50px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #f8f9fa;
    border-radius: 8px;
    padding: 10px;
}

.cert-logo svg {
    width: 100%;
    height: 100%;
}

.security-features {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    background: #f8f9fa;
    padding: 50px;
    border-radius: 16px;
}

.security-feature {
    text-align: center;
}

.security-feature i {
    font-size: 48px;
    color: var(--primary-color);
    margin-bottom: 20px;
    display: block;
}

.security-feature h4 {
    font-size: 18px;
    margin-bottom: 10px;
    color: #333;
}

.security-feature p {
    color: #6c757d;
    margin: 0;
    font-size: 14px;
}

/* Awards Strip */
.awards-strip {
    background: linear-gradient(135deg, #1e3a8a 0%, #2563eb 100%);
    padding: 60px 0;
    margin: 80px 0;
    position: relative;
    overflow: hidden;
    box-shadow: 0 10px 40px rgba(30, 58, 138, 0.2);
}

.awards-strip::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
    animation: rotate 20s linear infinite;
}

@keyframes rotate {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
}

.awards-wrapper {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
    position: relative;
    z-index: 1;
}

.award-item {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 20px;
    border-radius: 12px;
    transition: all 0.3s ease;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(30, 58, 138, 0.2);
    box-shadow: 0 4px 20px rgba(30, 58, 138, 0.1);
}

.award-item:hover {
    background: rgba(255, 255, 255, 1);
    transform: translateY(-5px) scale(1.02);
    box-shadow: 0 10px 40px rgba(30, 58, 138, 0.15);
    border-color: rgba(30, 58, 138, 0.3);
}

.award-item i {
    font-size: 40px;
    color: #1e3a8a;
    flex-shrink: 0;
    width: 60px;
    height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(30, 58, 138, 0.1);
    border-radius: 50%;
    box-shadow: 0 4px 15px rgba(30, 58, 138, 0.1);
}

.award-text {
    flex: 1;
    min-width: 0;
}

.award-text strong {
    display: block;
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 4px;
    color: #1e3a8a;
    letter-spacing: 0.5px;
}

.award-text span {
    display: block;
    font-size: 14px;
    color: #64748b;
    font-weight: 400;
}

/* Responsive */
@media (max-width: 768px) {
    .hero-title {
        font-size: 32px;
    }
    
    .hero-description {
        font-size: 18px;
    }
    
    .section-title {
        font-size: 28px;
    }
    
    .products-grid,
    .reasons-grid,
    .steps-container,
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
    
    .banks-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .newsletter-box {
        padding: 30px;
    }
    
    .more-banks-row {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .awards-wrapper {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .award-item {
        padding: 15px;
        gap: 15px;
    }
    
    .award-item i {
        font-size: 32px;
        width: 50px;
        height: 50px;
    }
    
    .award-text strong {
        font-size: 16px;
    }
    
    .award-text span {
        font-size: 13px;
    }
}

/* Premium Bank Offers Section */
.bank-offers-section {
    padding: 100px 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 50%, #f8f9fa 100%);
    position: relative;
    overflow: hidden;
}

.bank-offers-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(0, 86, 179, 0.05) 0%, transparent 70%);
    border-radius: 50%;
    animation: float 20s ease-in-out infinite;
}

.bank-offers-section::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -15%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(255, 193, 7, 0.03) 0%, transparent 70%);
    border-radius: 50%;
    animation: float 15s ease-in-out infinite reverse;
}

.section-header-premium {
    text-align: center;
    margin-bottom: 80px;
    position: relative;
    z-index: 1;
}

.premium-badge {
    display: inline-block;
    background: linear-gradient(135deg, #0056b3 0%, #003d82 100%);
    color: white;
    padding: 8px 24px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 20px;
    box-shadow: 0 4px 15px rgba(0, 86, 179, 0.2);
}

.premium-title {
    font-size: 48px;
    font-weight: 700;
    color: #1a1a1a;
    margin-bottom: 20px;
    line-height: 1.2;
}

.highlight-gradient {
    background: linear-gradient(135deg, #0056b3 0%, #003d82 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    position: relative;
}

.premium-subtitle {
    font-size: 20px;
    color: #6c757d;
    max-width: 600px;
    margin: 0 auto;
}

.offers-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
    position: relative;
    z-index: 1;
}

.offer-card {
    background: white;
    border-radius: 24px;
    padding: 40px;
    position: relative;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    border: 1px solid rgba(0, 0, 0, 0.05);
    overflow: hidden;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
}

.offer-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #0056b3 0%, #003d82 100%);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s ease;
}

.offer-card:hover::before {
    transform: scaleX(1);
}

.offer-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
}

.offer-card.featured {
    background: linear-gradient(135deg, #0056b3 0%, #003d82 100%);
    color: white;
    transform: scale(1.05);
}

.offer-card.featured:hover {
    transform: scale(1.05) translateY(-10px);
}

.featured-badge {
    position: absolute;
    top: 20px;
    right: 20px;
    background: #ffc107;
    color: #1a1a1a;
    padding: 6px 16px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 4px 10px rgba(255, 193, 7, 0.3);
}

.offer-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 30px;
}

.offer-icon {
    width: 60px;
    height: 60px;
    background: rgba(0, 86, 179, 0.1);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    color: #0056b3;
    transition: all 0.3s ease;
}

.offer-card.featured .offer-icon {
    background: rgba(255, 255, 255, 0.2);
    color: white;
}

.offer-card:hover .offer-icon {
    transform: rotate(-10deg) scale(1.1);
}

.offer-type {
    font-size: 14px;
    color: #6c757d;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.offer-card.featured .offer-type {
    color: rgba(255, 255, 255, 0.8);
}

.offer-title {
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 25px;
    color: #1a1a1a;
}

.offer-card.featured .offer-title {
    color: white;
}

.offer-rate {
    display: flex;
    align-items: baseline;
    margin-bottom: 35px;
    position: relative;
}

.rate-number {
    font-size: 56px;
    font-weight: 800;
    color: #0056b3;
    line-height: 1;
}

.offer-card.featured .rate-number {
    color: white;
}

.rate-percent {
    font-size: 36px;
    font-weight: 700;
    color: #0056b3;
    margin-left: 2px;
}

.offer-card.featured .rate-percent {
    color: white;
}

.rate-period {
    font-size: 18px;
    color: #6c757d;
    margin-left: 10px;
    font-weight: 500;
}

.offer-card.featured .rate-period {
    color: rgba(255, 255, 255, 0.8);
}

.offer-features {
    list-style: none;
    padding: 0;
    margin: 0 0 35px 0;
}

.offer-features li {
    padding: 12px 0;
    display: flex;
    align-items: center;
    color: #495057;
    font-size: 16px;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

.offer-features li:last-child {
    border-bottom: none;
}

.offer-card.featured .offer-features li {
    color: rgba(255, 255, 255, 0.9);
    border-bottom-color: rgba(255, 255, 255, 0.1);
}

.offer-features i {
    color: #28a745;
    margin-right: 12px;
    font-size: 14px;
}

.offer-card.featured .offer-features i {
    color: #ffc107;
}

.offer-cta {
    margin-top: auto;
}

/* Bank logos in offer cards */
.offer-banks {
    margin: 25px 0;
    padding-top: 25px;
    border-top: 1px solid rgba(0, 0, 0, 0.05);
}

.offer-card.featured .offer-banks {
    border-top-color: rgba(255, 255, 255, 0.1);
}

.banks-label {
    font-size: 14px;
    color: #6c757d;
    margin-bottom: 15px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.offer-card.featured .banks-label {
    color: rgba(255, 255, 255, 0.7);
}

.banks-mini-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
    align-items: center;
}

.banks-mini-grid img {
    width: 100%;
    height: 35px;
    object-fit: contain;
    filter: grayscale(100%);
    opacity: 0.6;
    transition: all 0.3s ease;
}

.offer-card:hover .banks-mini-grid img {
    filter: grayscale(0%);
    opacity: 0.8;
}

.offer-card.featured .banks-mini-grid img {
    filter: brightness(0) invert(1);
    opacity: 0.7;
}

.offer-card.featured:hover .banks-mini-grid img {
    opacity: 0.9;
}

.btn-premium {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    padding: 18px 32px;
    background: linear-gradient(135deg, #0056b3 0%, #003d82 100%);
    color: white;
    text-decoration: none;
    border-radius: 12px;
    font-weight: 600;
    font-size: 16px;
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
    box-shadow: 0 4px 15px rgba(0, 86, 179, 0.2);
}

.btn-premium::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.6s, height 0.6s;
}

.btn-premium:hover::before {
    width: 300px;
    height: 300px;
}

.btn-premium:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(0, 86, 179, 0.3);
}

.btn-premium i {
    margin-left: 10px;
    transition: transform 0.3s ease;
}

.btn-premium:hover i {
    transform: translateX(5px);
}

.btn-featured {
    background: white;
    color: #0056b3;
}

.btn-featured:hover {
    background: rgba(255, 255, 255, 0.95);
}

.offer-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, transparent 0%, rgba(0, 86, 179, 0.03) 100%);
    opacity: 0;
    transition: opacity 0.3s ease;
    pointer-events: none;
}

.offer-card:hover .offer-overlay {
    opacity: 1;
}

.comparison-hint {
    margin-top: 60px;
    text-align: center;
}

.comparison-content {
    display: inline-flex;
    align-items: center;
    background: rgba(0, 86, 179, 0.05);
    padding: 20px 40px;
    border-radius: 100px;
    border: 1px solid rgba(0, 86, 179, 0.1);
}

.comparison-content i {
    font-size: 24px;
    color: #0056b3;
    margin-right: 15px;
}

.comparison-content p {
    margin: 0;
    font-size: 16px;
    color: #495057;
}

.comparison-link {
    color: #0056b3;
    font-weight: 600;
    text-decoration: none;
    position: relative;
}

.comparison-link::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 100%;
    height: 2px;
    background: #0056b3;
    transform: scaleX(0);
    transform-origin: right;
    transition: transform 0.3s ease;
}

.comparison-link:hover::after {
    transform: scaleX(1);
    transform-origin: left;
}

/* Responsive Design */
@media (max-width: 1200px) {
    .offers-grid {
        gap: 30px;
    }
    
    .offer-card {
        padding: 35px;
    }
    
    .premium-title {
        font-size: 42px;
    }
}

@media (max-width: 992px) {
    .offers-grid {
        grid-template-columns: 1fr;
        max-width: 600px;
        margin: 0 auto;
    }
    
    .offer-card.featured {
        transform: scale(1);
    }
    
    .offer-card.featured:hover {
        transform: translateY(-10px);
    }
    
    .premium-title {
        font-size: 36px;
    }
    
    .rate-number {
        font-size: 48px;
    }
}

@media (max-width: 768px) {
    .bank-offers-section {
        padding: 60px 0;
    }
    
    .section-header-premium {
        margin-bottom: 50px;
    }
    
    .premium-title {
        font-size: 32px;
    }
    
    .premium-subtitle {
        font-size: 18px;
    }
    
    .offer-card {
        padding: 30px;
    }
    
    .offer-title {
        font-size: 28px;
    }
    
    .comparison-content {
        padding: 15px 25px;
        flex-direction: column;
        text-align: center;
    }
    
    .comparison-content i {
        margin-right: 0;
        margin-bottom: 10px;
    }
}

@keyframes float {
    0%, 100% {
        transform: translateY(0) translateX(0);
    }
    25% {
        transform: translateY(-30px) translateX(20px);
    }
    50% {
        transform: translateY(20px) translateX(-20px);
    }
    75% {
        transform: translateY(-20px) translateX(30px);
    }
}